With unlimited 2% cash back on purchases, right into your Schwab One® brokerage account, the Schwab Bank Invest First card is an easier way to put investing first.

No cash back limits. No minimums. No annual fee.

• There's no limit on the cash back you can earn.


• No minimum monthly purchase amount.


• And no annual fee or foreign exchange transaction fees.¹

Enjoy additional Visa Signature benefits if you qualify.

If you qualify for a credit line of $5,000 or more, you'll enjoy complimentary premium benefits including Visa Signature Dining with Zagat ratings and reviews, Visa Signature Access to exclusive events, and no preset spending limits.²

Start getting your unlimited 2% cash back.

To receive your cash rewards, your Schwab Bank Invest First card must be linked to a Schwab One brokerage account. Your linked Schwab One account has no monthly service fees, no minimum balance requirements, plus 24/7 online and customer support. Learn More.

Apply online or call 866-724-9223 (mention priority code FACYR4) today.

Already a Charles Schwab Bank Visa® credit cardholder? Login to www.schwabbankcreditcard.com to view your credit card account.

¹For information about rates, fees, other costs and benefits associated with the use of this credit card, please see Terms and Conditions.

²The no preset spending limit feature only applies to Visa Signature transactions and does not mean that all transactions will be approved. All transactions will be considered on an individual basis, including those exceeding your revolving line.

Clients with a Schwab Bank Invest First Visa credit card are automatically enrolled in the Schwab Bank Invest First cash rewards program at no additional cost. Establishment or ownership of a Charles Schwab & Co. (”CS&Co.”) or Charles Schwab Bank (”Schwab Bank”) account (or other relationship with Schwab Bank or CS&Co.) is not required to obtain a Card or to be eligible to accumulate Points; however, a Schwab One® brokerage account is required to redeem Points in order to obtain the cash rewards offered under the Program.

This credit card program is issued and administered by FIA Card Services, N.A. Visa and Visa Signature are registered trademarks of Visa International Service Association and are used by the issuer pursuant to license from Visa U.S.A. Inc. Schwab Bank and Invest First are trademarks or registered trademarks of Charles Schwab & Co., Inc., used by Charles Schwab Bank with permission.

Charles Schwab & Co., Inc. and Charles Schwab Bank are separate but affiliated companies and subsidiaries of The Schwab Corporation. Brokerage products and services, including the Schwab One brokerage account, are offered by Charles Schwab & Co. Inc., Member SIPC, are not insured by the FDIC, are not deposits or obligations of Charles Schwab Bank, and are subject to investment risk, including the possible loss of principal invested. Deposit and lending products and services are offered by Schwab Bank, Member FDIC, and an Equal Housing Lender.