Introducing the Charles Schwab Bank Visa® credit card, the credit card that lets you choose whether to redeem your points for cash, travel, hotel stays and more. Receive one reward point for every net retail purchase dollar you spend on your card. In addition you will be awarded with:

• no annual or enrollment fees and a no-membership fee rewards program.
• concierge service.
• zero fraud liability against unauthorized use.

Apply online or call 866-SCHWAB3 (mention priority code FABNMB) today to get the most out of the card that lets you choose.

Already a Charles Schwab Bank Visa credit cardholder? Login to www.schwabbankcreditcard.com to view your credit card account.

For more information about the rates, fees, other costs and terms of the benefits associated with the use of the Charles Schwab Bank Visa credit card, call FIA Card Services, N.A. toll-free at 866-724-9223; write to P.O. Box 15020, Wilmington, DE 19850; or refer to the disclosures accompanying the online credit card application. Benefit details accompany new account materials.

The Charles Schwab Bank Visa® credit card is issued and administered by FIA Card Services, N.A. Charles Schwab Bank and FIA Card Services, N.A. are concerned about your privacy. Please review both of our privacy policies.

Visa is a registered trademark of Visa International Service Association, and is used by the issuer pursuant to license from Visa U.S.A. Inc.