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Interest Checking Regular Checking Basic Checking
Minimum Opening Deposit $0 $0 $0
Interest Rates* No minimum balance required to earn interest.

Compounds daily and paid monthly to the account.

Variable rate*; can change as often as daily.		 N/A N/A
Check, Withdrawal, and Transfer Limits (per statement period)** Free unlimited check writing.

Unlimited Check Card and preauthorized transfer withdrawals.

Limited ATM fee rebates.
Check Order Initial Check Supply: Free
Single Wallet and Duplicate Wallet Styles: Free
Other check styles are subject to a fee
Overdraft Protection Eligible for protection from another eligible account.
No overdraft protection transfer fee.
Visa® Check Card Yes.

Limited ATM fee rebates.
Check Safekeeping Required. We retain a record of all paid checks for seven years. Copies of checks are available upon request.

* This is a variable rate, interest bearing account and the interest rate and Annual Percentage Yield (APY) may change any time at the Bank's discretion. Interest is compounded daily and will be credited to the account monthly.

** We do not charge any fees for use of any ATM. If you use a machine that is not a Schwab Bank ATM, you may be charged a fee by the ATM operator or any network used. This may include a fee for a balance inquiry even if you do not complete a withdrawal or other monetary transaction. We offer a rebate on these fees assessed by others: For Interest Checking, Regular Checking, and Basic Checking up to first 6 transactions not to exceed $9.00 per statement period. Schwab Bank reserves the right to discontinue or modify the ATM Fee Rebate program at any time. Please see your Schwab Bank Deposit Account Pricing Guide for details.
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