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Interest Checking Plus Interest Checking Regular Checking Basic Checking
Minimum Opening Deposit $0 $0 $0 $0
Interest Rates* No minimum balance required to earn interest.

Compounds daily and paid monthly to the account.

Variable rate*; can change as often as daily.
No minimum balance required to earn interest.

Compounds daily and paid monthly to the account.

Variable rate*; can change as often as daily.
N/A N/A
Check, Withdrawal, and Transfer Limits (per statement period)** Free unlimited check writing.

Unlimited Debit Card and preauthorized transfer withdrawals.

Unlimited ATM fee rebates.†
Free unlimited check writing.

Unlimited Debit Card and preauthorized transfer withdrawals.

Limited ATM fee rebates.
Check Order Initial Check Supply: Free
Single Wallet and Duplicate Wallet Styles: Free
Other check styles are subject to a fee
Overdraft Protection Eligible for protection from another eligible account.
No overdraft protection transfer fee.
Visa® Debit Card Yes. Visa® Platinum Debit Card

Unlimited ATM fee rebates.†
Yes.

Limited ATM fee rebates.
Check Safekeeping Required. We retain a record of all paid checks for seven years. Copies of checks are available upon request.

† Unlimited ATM fee rebates apply to cash withdrawals using the Schwab Bank Visa┬« Platinum debit card (also referred to as a "check card" or "Visa check card") wherever it is accepted. ATM fee rebates do not apply to any fees other than fees assessed for using an ATM to withdraw cash from your Schwab Bank account. Schwab Bank makes its best effort to identify those ATM fees eligible for rebate, based on information it receives from Visa and ATM operators. In the event that you have not received a rebate for a fee that you believe is eligible, please call a Schwab Bank Client Service Specialist for assistance at 888-403-9000. Schwab Bank reserves the right to modify or discontinue the ATM fee rebate at any time.

* This is a variable rate, interest bearing account and the interest rate and Annual Percentage Yield (APY) may change any time at the Bank's discretion. Interest is compounded daily and will be credited to the account monthly.

** We do not charge any fees for use of any ATM. If you use a machine that is not a Schwab Bank ATM, you may be charged a fee by the ATM operator or any network used. This may include a fee for a balance inquiry even if you do not complete a withdrawal or other monetary transaction. We offer a rebate on these fees assessed by others: For Interest Checking, Regular Checking, and Basic Checking up to first 6 transactions not to exceed $9.00 per statement period. Schwab Bank reserves the right to discontinue or modify the ATM Fee Rebate program at any time. Please see your Schwab Bank Deposit Account Pricing Guide for details.

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