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Checking Accounts

No matter how much you'll use your checking account, or what type of balance you maintain, we're pleased to offer a checking option that meets your needs. Call us today at 888-403-9000 for an account application.

Checking At A Glance
Interest Checking Plus Interest Checking Regular Checking Basic Checking
Best if You... Want an interest-bearing checking account with unlimited ATM fee rebates.† Want to earn interest on your checking balances. Want a full range of checking services. Want a low-cost account and have minimal activity.
Interest Earning Yes* Yes* No No
Ability to Avoid Monthly Service Charge Yes Yes Yes Yes
VISA® Debit Card Yes Yes Yes Yes
Schwab Bank ATM Fees No No No No
Refunds for other Bank ATM Fees Assessed Yes** Yes** Yes** Yes**
Online Banking Services Yes Yes Yes Yes
Funds Transfer Services Yes Yes Yes Yes
Other Features Overdraft Protection
Direct Deposit
Bill Pay
Overdraft Protection
Direct Deposit
Bill Pay
Overdraft Protection
Direct Deposit
Bill Pay
Overdraft Protection
Direct Deposit
Bill Pay

† Unlimited ATM fee rebates apply to cash withdrawals using the Schwab Bank Visa┬« Platinum debit card (also referred to as a "check card" or "Visa check card") wherever it is accepted. ATM fee rebates do not apply to any fees other than fees assessed for using an ATM to withdraw cash from your Schwab Bank account. Schwab Bank makes its best effort to identify those ATM fees eligible for rebate, based on information it receives from Visa and ATM operators. In the event that you have not received a rebate for a fee that you believe is eligible, please call a Schwab Bank Client Service Specialist for assistance at 888-403-9000. Schwab Bank reserves the right to modify or discontinue the ATM fee rebate at any time.

* This is a variable rate, interest bearing account and the interest rate and Annual Percentage Yield (APY) may change any time at the Bank's discretion. Interest is compounded daily and will be credited to the account monthly.

** We do not charge any fees for use of any ATM. If you use a machine that is not a Schwab Bank ATM, you may be charged a fee by the ATM operator or any network used. This may include a fee for a balance inquiry even if you do not complete a withdrawal or other monetary transaction. We offer a rebate on these fees assessed by others: For Interest Checking, Regular Checking, and Basic Checking up to first 6 transactions not to exceed $9.00 per statement period. Schwab Bank reserves the right to discontinue or modify the ATM Fee Rebate program at any time. Please see your Schwab Bank Deposit Account Pricing Guide for details.

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