Charles Schwab Bank - Checking Accounts

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Checking Accounts

No matter how much you'll use your checking account, or what type of balance you maintain, we're pleased to offer a checking option that meets your needs. Apply for an account today by calling 1-888-403-9000.

Checking At A Glance

	Interest Checking	Regular Checking	Basic Checking
Best if You...	Want to earn interest on your checking balances.	Want a full range of checking services.	Want a low-cost account and have minimal activity.
Interest Earning	Yes*	No	No
Ability to Avoid Monthly Service Charge	Yes	Yes	Yes
VISA® Check Card Access	Yes	Yes	Yes
Schwab Bank ATM Fees	No	No	No
Refunds for other Bank ATM Fees Assessed	Yes**	Yes**	Yes**
Online Banking Services	Yes	Yes	Yes
Funds Transfer Services	Yes	Yes	Yes
Other Features	Overdraft Protection Direct Deposit Bill Pay	Overdraft Protection Direct Deposit Bill Pay	Overdraft Protection Direct Deposit Bill Pay
* This is a variable rate, interest bearing account and the interest rate and Annual Percentage Yield (APY) may change any time at the Bank's discretion. Interest is compounded daily and will be credited to the account monthly. ** We do not charge any fees for use of any ATM. If you use a machine that is not a Schwab Bank ATM, you may be charged a fee by the ATM operator or any network used. This may include a fee for a balance inquiry even if you do not complete a withdrawal or other monetary transaction. We offer a rebate on these fees assessed by others: For Interest Checking, Regular Checking, and Basic Checking up to first 6 transactions not to exceed $9.00 per statement period. Schwab Bank reserves the right to discontinue or modify the ATM Fee Rebate program at any time. Please see your Schwab Bank Deposit Account Pricing Guide for details.